How Orlando Buyers Are Getting $35K–$80K Toward a New Home

Orlando homebuyers are discovering powerful ways to slash their upfront costs—qualifying for $35K to $80K in down payment and closing cost assistance by stacking local and state programs. By combining FHA loans or VA loans with the City of Orlando, Orange, Seminole, or Osceola County, and the Florida Hometown Heroes assistance, many buyers effectively cover nearly all their required cash to close. These programs are especially impactful for first-time buyers, essential workers, veterans, educators, and healthcare professionals. This post breaks down eligibility, application steps, and strategies that loan officers and mortgage professionals can use to guide clients toward significant savings and faster homeownership.